Explore credit cards

4X in the top 2 eligible business categories each billing cycle up to $150,000/year; 3X flights and prepaid hotels booked through Amex Travel; 1X other eligible purchases

• 4X capped at $150,000 in combined eligible-category purchases per calendar year

4X applies only to the top 2 eligible categories per billing cycle and is capped at $150,000 in combined purchases per calendar year, then 1X. Flexible Business Credit is capped monthly; FedEx eligibility ends October 1, 2026.

4X restaurants worldwide up to $50,000/year then 1X; 4X U.S. supermarkets up to $25,000/year then 1X; 5X prepaid hotels through Amex Travel; 3X flights through Amex Travel or directly with airlines; 2X prepaid car rentals through Amex Travel and cruises booked and paid through Amex Travel; 1X other eligible purchases

• 4X restaurants up to $50,000/year; 4X U.S. supermarkets up to $25,000/year

4X restaurants capped at $50,000/year then 1X; 4X U.S. supermarkets capped at $25,000/year then 1X; travel bonus categories require eligible Amex Travel or direct-airline bookings. Current Resy welcome offer is up to 100,000 points after $8,000 in the first 6 months. The actual offer varies by applicant and eligibility may be unavailable; confirm terms before accepting.

Unlimited 2% cash back on eligible purchases; 5% cash back on eligible flights and prepaid hotels booked through American Express Travel Online

5% requires eligible flights and prepaid hotels booked through American Express Travel Online; overlapping rates receive only the highest eligible rate. One AP credit requires $250,000 in eligible annual purchases and is usable in the following calendar year.

Legacy product; benefits may remain for existing cardmembers

Closed to new applications. Historical rewards, credits, fees, and benefits may differ for existing cardmembers; the current account agreement controls.

2 points/$1 on Amtrak and dining; 1 point/$1 elsewhere

Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. November 4, 2026 application deadline applies to the checked Amtrak route. Additional authorized-user bonus requires adding a user in first 3 billing cycles.

3 points/$1 on Amtrak; 2 points/$1 on dining, travel, transit and rideshare; 1 point/$1 elsewhere

Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. Amtrak application route currently has a November 4, 2026 deadline; another FNBO landing page still shows an expired September offer. Additional authorized-user bonus requires adding a user in the first 3 billing cycles.

3% Daily Cash at Apple and select merchants with Apple Pay; 2% with Apple Pay elsewhere; 1% with the titanium card

3% applies only to Apple and participating merchants and generally requires Apple Pay; other Apple Pay purchases earn 2%, while titanium-card purchases earn 1%. Merchant eligibility and offers are subject to terms. Monthly Installments apply only to eligible Apple products and approved transactions.

Cash back on eligible net purchases; current earning schedule is disclosed in the rewards terms

• Arvest Flex Rewards cash may be redeemed as cash back or statement credits; program exclusions apply.

Cash back applies only to eligible net purchases and is subject to current rewards terms, merchant coding and redemption rules. No public welcome bonus or fixed introductory APR is stated on the product summary. Exact APR and fees must be confirmed in the live application disclosure.

No rewards

A $49 annual fee applies. This card does not earn rewards and no public welcome bonus or introductory APR is stated. Approval, credit limit, variable APR and other fees are governed by the current application and cardholder agreement.

No rewards

Intro APR applies only to eligible transaction types and for 12 billing cycles; transfer fees, timing requirements and the ongoing variable APR may apply. This card does not earn rewards and has no public cash/points welcome bonus. Confirm the exact APR range in the live application disclosure.

No rewards

This card does not earn rewards and no public welcome bonus is stated. The purchase APR is variable and the exact current rate must be confirmed in the live application disclosure. Credit approval and standard transaction fees apply.

Ashley Rewards participation, Tuesday deals, birthday perks, sneak peeks and cardholder offers; no fixed universal cash-back rate is advertised.

Financing term, minimum purchase and required down payment vary by campaign and store. Longer equal-payment offers may exclude Samsung appliances/electronics and may not combine with discounts. Rewards-program terms are separate from credit-card financing terms.

No rewards

A refundable security deposit and credit approval are required; the credit line is tied to the approved deposit. This card does not earn rewards and has no public welcome bonus or introductory APR. Late payment, over-limit and other cardholder-agreement terms apply.

4 points per $1 on dining on first $2,000 each quarter; 2 points on eligible grocery, gas/EV charging and streaming; 1 point elsewhere

The 4-point dining rate is limited to the first $2,000 in eligible dining purchases each quarter, then 1 point per $1. Wholesale clubs, discount stores and supercenters may not qualify for grocery or gas bonus rates. Bonus requires $500 in eligible purchases within 90 days. Merchant coding and program rules control eligibility.

5% cash back in two chosen categories on first $2,000 combined each quarter; unlimited 2% in one chosen everyday category; unlimited 1% elsewhere

Category enrollment is required or purchases earn no more than 1%. The 5% rate applies to the first $2,000 in combined purchases each calendar quarter across two chosen categories; 2% applies to one chosen category. Bonus requires $500 in eligible purchases within 90 days. Redemption minimums and values may change.

5% cash back in two chosen categories on first $2,000 combined each quarter; unlimited 2% in one chosen everyday category; unlimited 1% elsewhere

A refundable security deposit and credit approval are required. Category enrollment is required; the 5% rate is capped at $2,000 in combined purchases per quarter across two selected categories. No public welcome bonus or fixed introductory APR is stated. Redemption and merchant-coding rules apply.

6 points per $1 on eligible prepaid airfare, car rental and hotel bookings through the Rewards Center; 2 points per $1 elsewhere

A $390 annual fee applies. Welcome bonus requires $4,500 in eligible net purchases within 90 days. The 6-point rate applies only to eligible prepaid airfare, rental car and hotel bookings made directly through the Rewards Center. Lounge access requires enrollment and participating-lounge rules; points expire after five years.

4 points per $1 on eligible travel, gas/EV charging, entertainment and recreation; 1.5 points per $1 elsewhere

Annual fee is $0 for the first 12 months, then $99, under the linked Standard Card offer verified September 26, 2026. Welcome bonus requires $2,000 in eligible net purchases within 120 days. Bonus categories depend on Visa merchant codes; third-party purchases and some wholesale, discount and grocery fuel transactions may earn only the base rate. Points expire five years after they are earned.