THE CARDTUNED DATABASE
Ashley Advantage Credit Card
Issuer: Synchrony
Ashley Rewards participation, Tuesday deals, birthday perks, sneak peeks and cardholder offers; no fixed universal cash-back rate is advertised.
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — closed-loop/store account
- Intro APR
- Promotional equal-payment financing may extend up to 72 months; minimum purchase and down payment may vary by offer
- Regular APR
- 34.99% purchase APR; 39.99% penalty APR; $2 minimum interest charge
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Promotional equal-payment financing may be available for terms up to 72 months
- Spending requirement
- Varies by offer
- Time window
- Up to 72 months
Offer last checked: 2026-09-09
Additional benefits
• Promotional financing options, including offers up to 72 months
• Ashley Rewards access
• Tuesday deals and cardholder offers
• Birthday perks and sneak peeks
• Prequalification without affecting the credit score
Restrictions to know
Financing term, minimum purchase and required down payment vary by campaign and store. Longer equal-payment offers may exclude Samsung appliances/electronics and may not combine with discounts. Rewards-program terms are separate from credit-card financing terms.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff