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Unlimited 1% cash back on eligible purchases

Refundable membership-savings deposit of $200–$5,000 establishes the initial spending limit; upgrade and credit-line increases are not guaranteed; excluded transactions do not earn cash back

1 point/$1 on eligible purchases

Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. Business expenses only; personal guarantee required. Visa and Mastercard choices are network variants of one product.

3X points at restaurants; 2X points on gas; 1X point on other eligible purchases

Merchant coding controls bonus eligibility; restaurants inside other establishments and gas at superstores, supermarkets and warehouse clubs may earn only 1X; excluded transactions do not earn points

3X restaurants/food delivery, supermarkets, gas and transit; 1X other purchases

Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.

No rewards

Promotional financing: 0.99% for 12 months on balances transferred within first 60 days

No rewards; promotional balance transfers must come from non-Navy Federal cards and be completed within 60 days; maximum transfer limited by available credit; offer deadline 2027-01-03

2 InCircle points per $1 on eligible Neiman Marcus and Bergdorf Goodman purchases

InCircle program rules and eligible purchases apply

3X Norwegian purchases; 2X eligible air and hotel; 1X other

Eligible purchase and redemption rules apply

5X at Gap Inc. brands (25 points per $1); 3X at eligible non-Gap apparel retailers (15 points per $1); 1X everywhere else (5 points per $1)

Rewards apply only to eligible net purchases. Returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn points. Bonus eligibility depends on participating brands, eligible apparel-retailer classification and merchant coding. First-purchase discounts, shipping benefits and Encore status benefits have separate exclusions and terms. The first-purchase code expires 14 days after account opening.

3% in OneKeyCash on eligible Expedia, Hotels.com and Vrbo purchases; 3% at gas stations, grocery stores and on dining; 1.5% on other eligible purchases.

OneKeyCash is promotional, has no cash value and cannot be redeemed for cash. Expedia-group bookings generally must be made through the U.S. sites while logged into the linked primary One Key account; merchant coding and excluded transactions apply. Only one eligible One Key-family account is allowed.

5% back at Walmart for Walmart+ members or 3% without Walmart+; 3% on non-Walmart purchases for the first 90 days under the limited-time offer, then 1.5% elsewhere

The $75 bonus requires application by September 30, 2026 and is awarded as OnePay points; account must remain open and in good standing. The 90-day 3% non-Walmart offer requires application by December 31, 2026. Applicants not approved for CashRewards may receive the closed-loop Walmart Spend Card.

No annual fee1 | $0 fraud liability | Advance notice of sales, special financing, and discounts

Promotional financing: The account is usable only for eligible P.C. Richard & Son purchases. Promotional financing terms vary by offer and may require equal payments. A 2% promotional fee applies to equal-payment no-interest promotions of 18 months or longer. Minimum payments are required; regular account terms apply to non-promotional purchases. No annual fee1 | $0 fraud liability | Advance notice of sales, special financing, and discounts Advance notice of sales, special financing, and discounts Acceptance is limited to the named merchant or participating partner network. Promotional financing is subject to qualifying-purchase thresholds and minimum payments; deferred interest may be charged from the purchase date if the promotional balance is not paid in full by the deadline. Offers vary by merchant and purchase.

The account is usable only for eligible P.C. Richard & Son purchases. Promotional financing terms vary by offer and may require equal payments. A 2% promotional fee applies to equal-payment no-interest promotions of 18 months or longer. Minimum payments are required; regular account terms apply to non-promotional purchases.

Open a Pandora Credit Card and save 10%** | Zero Down & 6 OR 12 Months Special Financing Available* on purchases of $225 or more (after discounts) for 6 months or $500 or more (after discounts) for 12 months with your Pandora Credit Card. | See if you prequalify

Promotional financing: Zero Down & 6 OR 12 Months Special Financing Available* on purchases of $225 or more (after discounts) for 6 months or $500 or more (after discounts) for 12 months with your Pandora Credit Card. Acceptance is limited to the named merchant or participating partner network. Promotional financing is subject to qualifying-purchase thresholds and minimum payments; deferred interest may be charged from the purchase date if the promotional balance is not paid in full by the deadline. Offers vary by merchant and purchase.

The 10% discount applies in store on the approval date; an online approval code is valid online for 30 days. Limit one code per approval, not combinable with other discounts, and product exclusions apply. Promotional financing is deferred interest and requires the balance to be paid in full within 6 or 12 months. The qualifying amount must be on one receipt.

Points on eligible purchases

Rewards apply to eligible net purchases and are governed by merchant coding and Patelco’s rewards rules; returns, credits, balance transfers, cash advances, fees and cash equivalents do not earn points. Membership and credit approval are required, and the final APR depends on creditworthiness.

Rewards on eligible student purchases

Student eligibility, Patelco membership and credit approval are required. Rewards apply only to eligible net purchases and are subject to program and merchant-category rules; returns, credits, balance transfers, cash advances, fees and cash equivalents do not earn rewards.

No rewards

This card does not earn rewards. Patelco membership and credit approval are required, and the variable APR is assigned under current disclosures. Cash advances, foreign transactions and other account fees may apply even though the annual and balance-transfer fees are $0.

No rewards

This card does not earn rewards. A security deposit or pledged share balance is required; the credit line and collateral release depend on approval and account history. Patelco membership and credit approval are required, and current APR and fees are governed by the secured-card disclosure.

Unlimited 3% cash back when checking out with PayPal and selecting the card; 1.5% on other eligible Mastercard purchases

3% requires PayPal checkout path; direct card-number checkout generally earns the base rate.

No interest if paid in full within 6 months on eligible purchases of $149+; approved applicants receive either a PayPal Credit Mastercard or a PayPal Credit digital line

Applicants cannot choose the version: approval may result in a PayPal Credit Mastercard or a digital line based on credit history. The six-month $149+ offer is deferred interest; interest is charged from the purchase date if the balance is not paid in full by the deadline, and minimum payments are required. A $1.99 monthly paper-statement fee may apply; a PayPal account in good standing is required.