THE CARDTUNED DATABASE
FNBO Rewards Secured Visa Credit Card
Issuer: FNBO · Network: Visa
1 point/$1 on eligible purchases; points redeemable for cash at 1 cent each
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- No public introductory APR verified; see the live application.
- Regular APR
- 23.74% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 1 point/$1 | on eligible purchases |
Additional benefits
• Refundable security deposit in $50 increments — $300–$5,000 (Credit limit equals approved deposit)
• Reports account activity to the three major credit bureaus
Restrictions to know
Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. Deposit $300–$5,000 in $50 increments; credit limit equals the approved deposit. Unsecured graduation or limit increases are conditional.
Who can apply
U.S. applicant of legal age; subject to identity, income and issuer credit approval. Refundable security deposit required.
Credit profile: Not Public / issuer underwriting applies