THE CARDTUNED DATABASE
SCHEELS Visa Credit Card
Issuer: FNBO · Network: Visa
3 points/$1 at SCHEELS; 1 point/$1 elsewhere; $25 SCHEELS gift card for every 2,500 points
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% APR for 7 billing cycles (at least 6 months) on qualifying SCHEELS purchases of $500+; then 26.24% variable
- Regular APR
- 26.24% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$75 off a future purchase for a new approved SCHEELS Visa account; apply through October 28, 2026
- Spending requirement
- New account approval and MySCHEELS delivery
- Time window
- Offer through October 28, 2026
- Published end date
- 2026-10-28
Offer last checked: 2026-10-01
0% for 7 billing cycles (at least 6 months) on eligible SCHEELS purchases of $500+; then 26.24% variable
- Spending requirement
- $500+ qualifying transaction
- Time window
- 7 billing cycles
- Published end date
- No public end date
Offer last checked: 2026-10-01
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 3 points/$1 | at SCHEELS |
| Eligible purchases | 1 point/$1 | elsewhere |
Additional benefits
• Automatic $25 SCHEELS gift card for each 2,500 points
• Special financing on qualifying SCHEELS transactions of $500+ (7 billing cycles; at least 6 months)
Restrictions to know
Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. $500 special financing applies per qualifying transaction. Premier upgrade and Visa Signature benefits depend on separate qualification; base card earn is 3X/1X.
Who can apply
U.S. applicant of legal age; subject to identity, income and issuer credit approval.
Credit profile: Not Public / issuer underwriting applies