Hotels & Car rentals & Attractions5XCiti Travel hotels, car rentals and attractions
Groceries3Xsupermarkets
Gas & EV charging & Transit3Xselect transit and gas/EV charging
Annual fee $0
Rewards & conditions
5X Citi Travel hotels, car rentals and attractions; 3X supermarkets; 3X select transit and gas/EV charging; 3X one eligible Self-Select Category; 2X restaurants; 1X all other purchases
Self-Select Category defaults to select streaming and may be changed once per calendar quarter; eligible categories are limited to Citi's published list. Merchant coding and Citi reward terms apply.
Dining & Groceries & Entertainment3%Unlimited — cash back on dining, groceries and entertainment
Other purchases1.5%Unlimited — on everything else
Annual fee $295
Rewards & conditions
Unlimited 3% cash back on dining, groceries and entertainment; unlimited 1.5% on everything else
The $295 annual fee is waived for eligible Private Client/Private Bank customers and reduced to $95 for eligible Quest checking customers. Rewards require eligible net purchases and merchant category coding; premium travel benefits may require activation or third-party terms.
Dining & Groceries3%Unlimited — cash back on dining and groceries
Other purchases1.5%Unlimited — on everything else
Annual fee $0
Rewards & conditions
Unlimited 3% cash back on dining and groceries; unlimited 1.5% on everything else
Rewards apply to eligible net purchases and depend on merchant category coding; returns and credits reduce rewards. The introductory rate applies to qualifying balance transfers for 12 billing cycles, after which a variable APR applies; transfer fees and current disclosure terms apply.
Groceries & Gas1%cash back on eligible gas and grocery purchases and qualifying mobile phone, internet, cable and satellite TV services
Annual fee $39
Rewards & conditions
1% cash back on eligible gas and grocery purchases and qualifying mobile phone, internet, cable and satellite TV services
A $39 annual fee applies. Cash back is limited to eligible purchases in the named categories and depends on merchant coding; returns, credits, transfers, cash advances, fees and cash equivalents do not earn rewards. The offer, credit limit and approval terms may vary through prequalification. No introductory APR is publicly listed.
Dining & Groceries2XDelta, restaurants worldwide and U.S. supermarketsFlight credit requires $10,000 in eligible annual purchases$0 introductory annual fee for the first year, then $150. The $200 Delta Flight Credit requires $10,000 in eligible calendar-year purchases; rideshare credits start after the first renewal and require enrollment.
Other purchases1Xother eligible purchasesFlight credit requires $10,000 in eligible annual purchases$0 introductory annual fee for the first year, then $150. The $200 Delta Flight Credit requires $10,000 in eligible calendar-year purchases; rideshare credits start after the first renewal and require enrollment.
Annual fee $0 intro annual fee for the first year, then $150
Rewards & conditions
2X Delta, restaurants worldwide and U.S. supermarkets; 1X other eligible purchases
Flight credit requires $10,000 in eligible annual purchases
$0 introductory annual fee for the first year, then $150. The $200 Delta Flight Credit requires $10,000 in eligible calendar-year purchases; rideshare credits start after the first renewal and require enrollment.
$0 introductory annual fee for the first year, then $150. The $200 Delta Flight Credit requires $10,000 in eligible calendar-year purchases; rideshare credits begin after the first renewal and require enrollment.
Eligible purchases2 pointsper $1 on qualifying Dillard's purchases
Annual fee $0
Rewards & conditions
2 points per $1 on qualifying Dillard's purchases; additional earning and redemption terms vary by card version
Welcome pass requires $100 in net Dillard’s purchases on the account-opening day and is delivered with the first statement; discount is capped at $100. The default ongoing reward is a 10% Off Shopping Pass unless the cardmember changes the selection. A reward is issued only after 1,500 points. Shopping Passes are single-day offers, have purchase exclusions, and cannot be combined with Dillard’s percentage-off coupons or Rewards Certificates. Mastercard-only rewards outside Dillard’s do not apply to the closed-loop store card.
Eligible purchases10%Disney Rewards Dollars on DisneyPlus.com, Hulu.com or Stream.ESPN.com
Gas3%gas stations and most other U.S. Disney locations
Dining & Groceries2%grocery stores and restaurants
Annual fee $149
Rewards & conditions
10% Disney Rewards Dollars on DisneyPlus.com, Hulu.com or Stream.ESPN.com; 3% gas stations and most other U.S. Disney locations; 2% grocery stores and restaurants; 1% other
Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.
Gas & Streaming3 pointsper $1 on gas and select streaming
Groceries & Drugstores2 pointson grocery and drugstores
Eligible purchases1 pointelsewhere
Annual fee $0
Rewards & conditions
3 points per $1 on gas and select streaming; 2 points on grocery and drugstores; 1 point elsewhere
Balance transfers must occur within 90 days to receive 0% APR for 12 months and cost the greater of $5 or 3%. Merchant coding controls bonus categories; cash-like transactions and fees do not earn rewards. Foreign transactions cost 3%.
Gas & EV charging4%cash back on eligible gas and EV charging purchases (first $5,000 combined annually, then 1%)
Dining & Groceries3%on eligible restaurants, food delivery and groceries
Other purchases1%on other eligible purchases
Annual fee $0
Rewards & conditions
4% cash back on eligible gas and EV charging purchases (first $5,000 combined annually, then 1%); 3% on eligible restaurants, food delivery and groceries; 1% on other eligible purchases
The 4% gas/EV rate applies to the first $5,000 of combined eligible purchases each year, then 1%. Merchant category coding and net-purchase rules control bonus eligibility. A balance transfer or cash advance costs the greater of $5 or 3%; foreign transactions cost up to 1%. New credit is generally limited to California residents, subject to stated military exceptions.
Eligible purchases12XHiltonOnline retail and U.S. category restrictions apply
Dining & Groceries & Gas6XU.S. restaurants, supermarkets and gas
Online shopping4XU.S. online retailOnline retail and U.S. category restrictions apply
Annual fee $0 intro annual fee for the first year, then $150
Rewards & conditions
12X Hilton; 6X U.S. restaurants, supermarkets and gas; 4X U.S. online retail; 3X other
Online retail and U.S. category restrictions apply
Standard annual fee is $150; acquisition offers may differ. The $200 Hilton credit is split into up to $50 per quarter. A Free Night Reward requires $15,000 in eligible purchases in a calendar year.
Travel3Xeligible JetBlue, JetBlue Vacations and TrueBlue Travel purchases
Dining & Groceries2Xrestaurants and grocery storesRewards apply only to eligible net purchases after returns and credits. Airline, hotel, lounge, status and travel benefits require the linked loyalty account, may require enrollment, and remain subject to partner availability, merchant coding and program exclusions.
Other purchases1Xother eligible purchases
Annual fee $0
Rewards & conditions
3X eligible JetBlue, JetBlue Vacations and TrueBlue Travel purchases; 2X restaurants and grocery stores; 1X other eligible purchases
Rewards apply only to eligible net purchases after returns and credits. Airline, hotel, lounge, status and travel benefits require the linked loyalty account, may require enrollment, and remain subject to partner availability, merchant coding and program exclusions.
Rewards apply only to eligible net purchases after returns and credits. Bonus eligibility may be limited if the applicant currently has or previously had an account in the program. Airline benefits require a linked TrueBlue account, an open account in good standing, eligible bookings and compliance with JetBlue and Barclays program terms; merchant coding, award availability and exclusions apply.
Selected categories1%cash back on eligible EV charging, gas, grocery, wholesale-club and drugstore purchases
Annual fee $0
Rewards & conditions
1% cash back on eligible EV charging, gas, grocery, wholesale-club and drugstore purchases
The $100 bonus is for new accounts, requires $1,500 in net qualifying purchases within 90 days, and is limited to one per member. Cash back applies only to the listed merchant categories and depends on Visa merchant coding. Rewards are deposited to the member’s savings account. A $5 savings deposit and approval are required.
Groceries & Wholesale clubs2%at grocery stores and wholesale clubs
Other purchases1%
Annual fee $0
Rewards & conditions
3% cash back on eligible gas; 2% at grocery stores and wholesale clubs; 1% on other purchases; plus a selected monthly category can earn up to 5% bonus cash back, capped at $100 in bonus rewards per month
The monthly 5% category requires selection by the stated deadline and is capped at $100 in bonus rewards per month; transactions must post within the month and merchant coding controls eligibility. The $200 bonus is for new accounts, requires $3,000 in net qualifying purchases within 90 days, and is limited to one per member. A $5 savings deposit and approval are required.