THE CARDTUNED DATABASE
United Gateway Card
Issuer: Chase · Network: Visa
2X United purchases, gas stations and local transit; 1X other purchases
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- 0% intro APR for 12 months on purchases
- Regular APR
- 19.74%–28.24% variable after intro period
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
30,000 miles after $1,000 in purchases in 3 months, plus 10,000 miles for adding an authorized user in 3 months
- Spending requirement
- $1,000 purchases for 30,000 miles; add authorized user for extra 10,000
- Time window
- Both within first 3 months
Offer last checked: 2026-09-26
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Gas & Transit | 2X | United purchases, gas stations and local transit |
| Other purchases | 1X | other purchases |
Additional benefits
• Introductory APR terms are available, subject to the application and card agreement.
Restrictions to know
Some airline perks require $10,000 in annual spending. MileagePlus terms apply.
Who can apply
United MileagePlus account needed to use miles.
Credit profile: Generally good to excellent credit positioning