THE CARDTUNED DATABASE
Synchrony Car Care Credit Card
Issuer: Synchrony
6 months promotional financing on eligible purchases of $199+ | Accepted at 1 million+ eligible auto merchant locations | $0 fraud liability
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — closed-loop or participating merchant network
- Intro APR
- No standard account-wide introductory APR; promotional financing may be available on qualifying purchases under the advertised terms.
- Regular APR
- 34.99% variable purchase APR for new accounts as of 2025-07-31
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• Six-month promotional financing on eligible purchases of $199 or more
• Accepted at 1 million+ eligible auto merchant locations
• Acceptance at gas stations across major gas brands
• $0 fraud liability
Restrictions to know
Accepted only at eligible auto-related merchants based partly on merchant category code. Six-month deferred-interest financing requires one eligible $199+ receipt; gas purchases are not eligible. Interest is charged from purchase date if not paid in full.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff