THE CARDTUNED DATABASE
Synchrony Music & Sound Credit Card
Issuer: Synchrony
Promotional financing at select participating retailers | Convenient monthly payments | $0 fraud liability
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — closed-loop or participating merchant network
- Intro APR
- No standard account-wide introductory APR; promotional financing may be available on qualifying purchases under the advertised terms.
- Regular APR
- 34.99% variable purchase APR for new accounts as of 2025-07-31
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• Promotional financing at select participating retailers
• Convenient monthly payments
• $0 fraud liability
Restrictions to know
Accepted only at participating Music & Sound retailers; not every retailer in the locator accepts the card. Promotional financing availability, thresholds and terms vary by retailer and require credit approval.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff