THE CARDTUNED DATABASE
Synchrony Outdoors Credit Card
Issuer: Synchrony
No ongoing rewards program; value is promotional powersports financing.
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — Synchrony Outdoors participating-dealer account
- Intro APR
- No interest if paid in full within 6 months on $199+; select dealers offer 12 months on $2,000–$3,499.99 or 18 months on $3,500+
- Regular APR
- 34.99% purchase APR; 39.99% penalty APR; $2 minimum interest charge
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Deferred interest for 6 months on $199+; select dealers offer 12 months on $2,000–$3,499.99 or 18 months on $3,500+
- Spending requirement
- $199+; $2,000+ for 12m; $3,500+ for 18m
- Time window
- 6, 12 or 18 months
Offer last checked: 2026-09-09
Additional benefits
• Six-month deferred-interest financing on qualifying $199+ purchases
• Select dealers offer 12 months on $2,000–$3,499.99
• Select dealers offer 18 months on $3,500+
• Accepted at participating powersports dealers
• $0 fraud liability
Restrictions to know
Qualifying amount must be on one receipt. Gas-station purchases are not eligible for promotional financing, and the card cannot be used for powersports or trailer down payments. Deferred interest is charged from purchase date if not paid in full; select-dealer offers vary.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff