THE CARDTUNED DATABASE
Blue Cash Preferred Card from American Express
Issuer: American Express
6% U.S. supermarkets up to $6,000/year then 1%; 6% select U.S. streaming; 3% U.S. gas stations and transit; 1% other
- Annual fee
- $0 intro annual fee for the first year, then $95
- Foreign transaction fee
- 2.7%
- Intro APR
- Intro purchase APR may be available; see current offer
- Regular APR
- See current Rates & Fees; variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$300 back after $3,000 in 6 months; this application offer, eligibility applies
- Spending requirement
- $3,000 in eligible purchases
- Time window
- Within first 6 months of Card Membership
Offer last checked: 2026-09-30
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Groceries | 6% | U.S. supermarkets up to $6,000/year then 1% 6% U.S. supermarkets capped at $6,000/year, then 1% |
| Streaming | 6% | select U.S. streaming 6% U.S. supermarkets capped at $6,000/year, then 1% |
| Gas & Transit | 3% | U.S. gas stations and transit 6% U.S. supermarkets capped at $6,000/year, then 1% |
| Other purchases | 1% | other 6% U.S. supermarkets capped at $6,000/year, then 1% |
Additional benefits
• Up to $120 Disney Streaming Credit, issued as up to $10 monthly statement credits; enrollment and eligible subscription required
• Reward Dollars can be used at Amazon.com checkout
• Amex Presale Tickets and Amex Reserved Tickets access for select events
• Purchase Protection and Return Protection, subject to coverage terms
• Extended Warranty on eligible covered purchases, subject to terms
Restrictions to know
6% U.S. supermarkets capped at $6,000/year, then 1% Welcome offer on the linked application route: $300 after $3,000 eligible purchases in the first 6 months. Offers can vary; prior card ownership and issuer eligibility restrictions apply.
Who can apply
Public U.S. consumer application
Credit profile: Good–Excellent
Before you choose
Check the annual-fee break-even point
Compare your eligible supermarket and streaming spending with the no-annual-fee alternative. The extra rewards need to outweigh the recurring fee, after category limits are applied.
A first-year offer can make the initial year look better than later years. Compare ongoing value separately and read the merchant exclusions before treating all grocery purchases as eligible.