THE CARDTUNED DATABASE
Blue Cash Everyday Card from American Express
Issuer: American Express
3% U.S. supermarkets, U.S. online retail and U.S. gas stations, each up to $6,000/year then 1%; 1% other
- Annual fee
- $0
- Foreign transaction fee
- 2.7%
- Intro APR
- Intro purchase and balance-transfer APR may be available; see current offer
- Regular APR
- See current Rates & Fees; variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Up to $200 back after $2,000 in 6 months; offer varies
- Spending requirement
- $2,000 purchases
- Time window
- First 6 months
Offer last checked: 2026-09-29
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Groceries & Gas & Online shopping | 3% | U.S. supermarkets, U.S. online retail and U.S. gas stations, each up to $6,000/year then 1% |
| Other purchases | 1% | other |
Additional benefits
• Up to $84 Disney Streaming Credit, issued as up to $7 monthly statement credits; enrollment and eligible subscription required
• Reward Dollars can be used at Amazon.com checkout
• Amex Presale Tickets and Amex Reserved Tickets access for select events
• Purchase Protection on eligible covered purchases, subject to limits and terms
• Balance-transfer requests may be made within the first 60 days after account opening; fees apply
Restrictions to know
Each 3% category capped at $6,000/year, then 1%
Who can apply
Public U.S. consumer application
Credit profile: Good–Excellent
Before you choose
Compare the everyday version first
Use your actual supermarket, gas and online retail purchases to compare this card with Blue Cash Preferred. Merchant eligibility and category caps matter more than the headline reward rate.
When comparing the two Blue Cash cards, separate recurring annual value from a temporary welcome offer. Count only purchases that qualify for the listed categories.