THE CARDTUNED DATABASE
The Blue Business Plus Credit Card from American Express
Issuer: American Express
2X Membership Rewards points on the first $50,000 in eligible purchases per calendar year, then 1X; eligible Amex Travel purchases earn 2X and do not count toward the $50,000 cap
- Annual fee
- $0
- Foreign transaction fee
- 2.7%
- Intro APR
- 0% introductory purchase APR for 12 months
- Regular APR
- 16.74%–28.49% variable APR after introductory period
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
15,000 Membership Rewards points after $3,000 in purchases in the first 3 months
- Spending requirement
- $3,000 in purchases
- Time window
- the first 3 months
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 2X | Membership Rewards points on the first $50,000 in eligible purchases per calendar year, then 1X |
Additional benefits
• Eligible Amex Travel purchases earn 2X without counting toward the $50,000 cap
• Expanded Buying Power may permit spending above the credit limit, but is flexible and not unlimited
• Purchase Protection on eligible covered purchases, subject to limits and terms
Restrictions to know
2X on general eligible purchases is capped at $50,000 per calendar year, then 1X; eligible Amex Travel purchases remain 2X and do not count toward that cap.
Who can apply
U.S. small-business application
Credit profile: Good–Excellent / issuer underwriting applies