THE CARDTUNED DATABASE
Bank of America Unlimited Cash Rewards Credit Card for Students
Issuer: Bank of America · Network: Visa
Unlimited 1.5% cash back on all purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% for 15 billing cycles on purchases and qualifying balance transfers
- Regular APR
- 17.49%–27.49% variable after intro period
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$250 cash bonus after $1,000 in purchases in 90 days
- Spending requirement
- $1,000 in purchases
- Time window
- 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Other purchases | 1.5% | Unlimited — cash back on all purchases |
Additional benefits
• $250 cash bonus after $1,000 in purchases in 90 days
• Visa acceptance
Restrictions to know
No base-earn cap
Who can apply
Student-targeted public U.S. application
Credit profile: Limited–Good