THE CARDTUNED DATABASE
BankAmericard Secured Credit Card
Issuer: Bank of America · Network: Visa
No rewards focus; secured credit-building card
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
No cash or points welcome bonus; introductory or low-rate terms are the primary new-account offer.
Offer last checked: 2026-09-04
Additional benefits
• No rewards focus
• secured credit-building card
• Secured-card structure can support credit building with responsible use.
Restrictions to know
A refundable security deposit and credit approval are required. Credit limit, deposit return, graduation, rewards eligibility, and fees follow issuer terms. Returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards.
Who can apply
Subject to Bank of America approval; secured account requires an approved refundable security deposit plus identity and income verification.
Credit profile: Not Public / issuer underwriting applies