THE CARDTUNED DATABASE
Bank of America Unlimited Cash Rewards Credit Card
Issuer: Bank of America · Network: Visa
Unlimited 1.5% cash back on all purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% intro APR for 15 billing cycles on purchases and qualifying balance transfers made within the first 60 days.
- Regular APR
- 17.49%–27.49% variable APR thereafter.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$250 online cash rewards bonus after at least $1,000 in purchases within 90 days of account opening.
- Spending requirement
- At least $1,000 in purchases
- Time window
- 90 days from account opening
Offer last checked: 2026-09-05
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Other purchases | 1.5% | Unlimited — cash back on all purchases |
Additional benefits
• 0% intro APR for 15 billing cycles on purchases and qualifying balance transfers.
Restrictions to know
The $250 offer is an online offer and requires at least $1,000 in purchases within 90 days. Balance transfers must be made within 60 days to qualify for the introductory rate; transfer fees apply.
Who can apply
U.S. applicant of legal age; subject to Bank of America credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies