THE CARDTUNED DATABASE
The Platinum Card from American Express
Issuer: American Express
5X flights booked directly with airlines or Amex Travel (up to $500,000/calendar year); 5X prepaid hotels through Amex Travel; 1X other eligible purchases
- Annual fee
- $895
- Foreign transaction fee
- $0
- Intro APR
- None
- Regular APR
- See current Rates & Fees; variable Pay Over Time APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Up to 175,000 points after $12,000 in 6 months; offer varies
- Spending requirement
- $12,000 purchases
- Time window
- First 6 months
Offer last checked: 2026-09-29
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Flights | 5X | flights booked directly with airlines or Amex Travel (up to $500,000/calendar year) See card-specific caps and merchant-category rules |
| Hotels | 5X | prepaid hotels through Amex Travel |
| Other purchases | 1X | other eligible purchases |
Additional benefits
• Global Lounge Collection access, including eligible Centurion Lounge, Priority Pass (enrollment required), and limited Delta Sky Club access
• Up to $600 Hotel Credit, split into up to $300 semiannual statement credits on eligible prepaid Fine Hotels + Resorts or The Hotel Collection bookings; The Hotel Collection requires 2 nights
• Up to $200 Uber Cash plus up to $120 Uber One Credit; terms and eligible U.S. use apply
• Up to $200 Airline Fee Credit for incidental fees with one selected qualifying airline
• Up to $400 Resy Credit, split into up to $100 quarterly statement credits; enrollment required
• Up to $300 Digital Entertainment Credit and up to $300 lululemon Credit; enrollment and eligible purchases required
Restrictions to know
5X airfare capped at $500,000 in purchases per calendar year
Who can apply
Public U.S. consumer application; offer and approval vary
Credit profile: Good–Excellent
Before you choose
Value benefits you would actually use
List the travel benefits and statement credits that replace purchases you already planned. Compare that usable value with the recurring annual fee, rather than adding every advertised credit at face value.
Enrollment rules, booking channels and benefit periods can affect whether a credit is usable. Read the annual-fee guide below and confirm current terms with American Express before applying.