Explore credit cards

No rewards focus; lower-rate card

No rewards are earned. Eligibility, balance-transfer timing, credit line, fees, and APR terms are governed by the issuer application and card agreement.

5X points on gas paid at the pump and EV charging; 3X at supermarkets, restaurants, and TV/radio/cable/streaming services; 1X other purchases

• Unlimited eligible purchases
• Merchant coding applies; PenFed membership required.

No earning caps; merchant coding applies. Points expire five years after they are earned.

Unlimited 2% cash back on all purchases for Honors Advantage members; unlimited 1.5% cash back for other members.

2% rate requires Honors Advantage eligibility through qualifying military status or PenFed checking ownership; otherwise 1.5%. Cash advances, cash-like transactions, checks, balance transfers and account fees do not earn rewards.

No ongoing rewards program; value is Pep Boys/Synchrony Car Care promotional financing.

Promotional financing: 6 months special financing on purchases of $199 or more* made with the Pep Boys credit card Acceptance is limited to the named merchant or participating partner network. Promotional financing is subject to qualifying-purchase thresholds and minimum payments; deferred interest may be charged from the purchase date if the promotional balance is not paid in full by the deadline. Offers vary by merchant and purchase.

The six-month promotion requires a $199+ qualifying purchase and minimum monthly payments; deferred interest applies from purchase date if not paid in full. The official page’s dated statement-credit rebate ended September 7, 2026 and is not stored as current.

Choice of rewards: cash back 1.5% (revolve) or 1% (pay in full); 5 points/$1 points option; travel-program option subject to terms

Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. Rewards depend on selected program and payment option; 1.5% is not universal. A single record covers program variants, not separate duplicate cards.

4% gas; 3% restaurants; 2% grocery on first $8,000 combined eligible purchases per year; 1% after cap and on other purchases

4%/3%/2% categories share an $8,000 annual purchase cap.

Unlimited 1.5% cash back on eligible purchases

Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards.

Unlimited 2% cash back on eligible purchases

• Current issuer page states minimum credit line of $5,000. No earning cap or quarterly category activation.

Current issuer page states minimum credit line of $5,000.

Secured credit-building card

No rewards program and no public welcome offer. Application must be completed at a PNC branch. A refundable $300–$2,500 security deposit in $50 increments is required and does not earn interest. The deposit generally determines the credit line, and credit-limit increases are not available. Roadside Dispatch has no membership fee, but each requested service may carry charges and limitations. Approval and deposit refund are subject to account terms.

Reduced purchase APR can apply after qualifying on-time payment behavior; no rewards focus

Promotional financing: 0% intro APR on purchases for 18 months and on balance transfers made within 90 days for 18 months. No traditional rewards program. Each APR reduction requires at least $3,000 in posted net purchases and every minimum payment made by its due date during the 12-billing-cycle review period; reductions stop once the standard purchase margin reaches 8.74%. Minimum qualifying credit line is $500. Balance transfers must post within 90 days for the intro rate. Price, porch-theft, phone, and subscription benefits require eligible purchases and compliance with coverage terms.

No traditional rewards program. Each APR reduction requires at least $3,000 in posted net purchases and every minimum payment made by its due date during the 12-billing-cycle review period; reductions stop once the standard purchase margin reaches 8.74%. Minimum qualifying credit line is $500. Balance transfers must post within 90 days for the intro rate. Price, porch-theft, phone, and subscription benefits require eligible purchases and compliance with coverage terms.

Up to 5% back in rewards; introductory in-store reward promotion may apply

No rewards are earned. Eligibility, balance-transfer timing, credit line, fees, and APR terms are governed by the issuer application and card agreement.

5 points per $1 on eligible Priceline bookings; 2 points per $1 on gas and restaurant purchases; 1 point per $1 on other eligible purchases

The welcome bonus requires $500 in eligible purchases within 90 days. Elevated Priceline earnings require qualifying bookings through eligible Priceline channels; cancellations and refunds can reverse points. Balance transfers must be made within 45 days and are subject to the disclosed transfer fee. Merchant coding and Barclays rewards-program exclusions apply.

5% at Amazon.com, Amazon Business, AWS, Whole Foods Market and prepaid U.S. Bank Travel Center bookings; 2% in the top three eligible non-Amazon categories; 1% other

• Bonus-category caps and eligible merchant rules apply

The Amazon-covered-site and top-three-category accelerated rates each apply to the first $150,000 in qualifying calendar-year purchases, then 1%. Top categories are determined each billing cycle by merchant category code. Rewards require an open account in good standing. The exact welcome-offer form, amount and any spend/time requirement are shown in the application; prior card accounts do not qualify.

5% back at Amazon.com, Audible.com, Whole Foods Market and Chase Travel with eligible Prime; 2% gas, restaurants and local transit/commuting; 1% other

Best 5% rate depends on maintaining eligible Prime membership.

No traditional rewards; QVC and HSN shopping perks, Easy Pay access and promotional financing

Promotional financing: QCard is a private-label account for QVC and HSN. Easy Pay uses standard account interest rates and is not interest-free financing; it cannot be combined with QCard Special Financing on the same item. Special Financing is deferred interest, so accrued interest is charged if the full promotional balance is not paid by the deadline. Eligibility and item exclusions apply.

QCard is a private-label account for QVC and HSN. Easy Pay uses standard account interest rates and is not interest-free financing; it cannot be combined with QCard Special Financing on the same item. Special Financing is deferred interest, so accrued interest is charged if the full promotional balance is not paid by the deadline. Eligibility and item exclusions apply.

5X eligible RCI products/services; 2X eligible travel, gas, EV charging and rideshare; 1X other eligible purchases.

Rewards apply only to eligible net purchases after returns, credits and adjustments. Balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant coding and applicant-specific terms apply.

30% off first eligible AE/Aerie purchase | 16% back in rewards at AE/Aerie | Free standard shipping and returns | 20% annual coupon

Approval may be for the private-label card or Visa Signature. The 30% first-purchase discount excludes third-party merchandise, prior purchases and gift cards and cannot be combined with another coupon. Visa earns 5 points per $1 outside AE/Aerie; the annual 20% coupon is separate.

Promotional financing on eligible REEDS purchases; temporary store reward promotions may vary

Promotional financing: Deferred-interest financing for 6 months on $500+ purchases or 12 months on $1,500+ purchases Financing thresholds are calculated after discounts. Deferred interest accrues from the purchase date and is charged if the promotional balance is not paid in full by the deadline. Minimum monthly payments are required; temporary reward promotions have separate dates.

Financing thresholds are calculated after discounts. Deferred interest accrues from the purchase date and is charged if the promotional balance is not paid in full by the deadline. Minimum monthly payments are required; temporary reward promotions have separate dates.