THE CARDTUNED DATABASE
ABC Warehouse Credit Card

Issuer: Synchrony
No ongoing rewards program; value is ABC Warehouse promotional financing.
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — closed-loop/store account
- Intro APR
- Six months deferred interest on qualifying purchases of $200 or more; longer category-specific offers may apply
- Regular APR
- Purchase APR disclosures differ: 29.99% or 34.99%. The application agreement determines your rate.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Six months deferred interest on qualifying purchases of $200 or more
- Spending requirement
- $200+
- Time window
- 6 months
Offer last checked: 2026-09-09
Additional benefits
• Six-month deferred-interest financing on qualifying $200+ purchases
• Longer promotional terms may be available by merchandise category
• Convenient monthly payments
• $0 fraud liability
Restrictions to know
Promotional terms, spend thresholds and availability vary by product category and campaign. ABC Warehouse’s official credit pages currently show conflicting 29.99% and 34.99% purchase APR disclosures, so the live application agreement controls.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff