THE CARDTUNED DATABASE
Abt Credit Card
Issuer: Synchrony
No ongoing rewards program; value is Abt promotional financing.
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — closed-loop/store account
- Intro APR
- Six months deferred interest on $175+; 12 months on $349+; 24 months on $2,499+ qualifying purchases
- Regular APR
- 34.99% purchase APR; 39.99% penalty APR; $2 minimum interest charge
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Deferred interest for 6 months on $175+, 12 months on $349+, or 24 months on $2,499+
- Spending requirement
- $175+/$349+/$2,499+
- Time window
- 6, 12 or 24 months
Offer last checked: 2026-09-09
Additional benefits
• Six months deferred interest on qualifying $175+ purchases
• Twelve months deferred interest on qualifying $349+ purchases
• Twenty-four months deferred interest on qualifying $2,499+ purchases
• Prequalification without affecting the credit score
• Convenient monthly payments
Restrictions to know
Each offer requires a qualifying single-receipt purchase and minimum monthly payments. Deferred interest is charged from purchase date if the balance is not paid in full by the deadline. Product-specific financing campaigns may have different thresholds.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff