NEWS & OFFERS · TERMS VERIFIED OCTOBER 17, 2026
The Delta Business Amex offers ending November 4, 2026 range from 90,000 to 200,000 bonus miles. The right comparison starts with how much your business will naturally spend and what the card costs, rather than the largest number in the headline.12
Bonus, spending and annual-fee comparison
| Business card | Bonus miles | Eligible purchases in first 6 months | Annual fee |
|---|---|---|---|
| Delta SkyMiles Gold | 90,000 | $6,000 | $0 introductory first year; then $150 |
| Delta SkyMiles Platinum | 100,000 | $8,000 | $350 |
| Delta SkyMiles Reserve | 200,000 | $20,000 | $650 |
These are the advertised business-card offers, with an application deadline of November 4, 2026. Welcome-offer eligibility and all application terms still apply. The deadline is not the date by which every applicant must finish the spending requirement; that window runs from the applicable Card Membership start.123
The official pages checked state a closing date without a reliable time-zone cutoff. Avoid a last-minute application and verify the offer displayed immediately before proceeding.
Translate the requirement into a monthly budget
Dividing the six-month requirement into equal amounts gives about $1,000 per month for Gold, $1,333.33 for Platinum and $3,333.33 for Reserve. These are planning averages, not separate monthly conditions imposed by the offers. You still need the full qualifying total within the issuer’s window.
Reserve asks for $14,000 more spending than Gold and has a $650 first-year fee difference under these terms. Its extra 110,000 bonus miles may be attractive to a business with that spending already planned, but they do not justify inventing $14,000 of expenses.
Do not treat miles as a cash rebate
A bonus-mile balance is useful only if it helps cover travel you want at an acceptable redemption price. Before applying, look at a few real routes and dates you would book. Compare the cash fare and the complete award cost, including taxes and any remaining charges.
For a fee comparison, you can choose your own conservative cents-per-mile assumption and label it clearly. For example, an illustrative 1 cent per mile would value 90,000 miles at $900 before the card fee. That is an assumption for your calculation, not a guaranteed redemption value or a cash payout.
Separate the welcome bonus from keeping the card
A first-year offer does not settle whether a card belongs in your wallet long term. Make a second list for benefits you would actually use after the bonus is gone, and compare that value with the renewal fee. Avoid counting a travel credit at face value if it sends you toward a booking you would otherwise skip.
If you already have or previously held a Delta card, read the precise eligibility language attached to your application. A public offer headline does not override your account history or an issuer eligibility notice. Save those terms with your welcome-offer spending checklist.
Before November 4
- Choose the requirement your existing business spending can support.
- Check the exact bonus, annual fee and eligibility terms on the application page.
- Allow room for refunds or delayed charges when tracking net eligible purchases.
- Plan how to repay the statement without relying on the future miles.
- Recheck the campaign before sharing or applying; after expiry, this comparison needs an expired-offer label.
