THE CARDTUNED DATABASE
Truist Future Credit Card

Issuer: Truist · Network: Not Public
No rewards focus; introductory APR / financing card
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- 0% for 15 months on purchases and balance transfers made within 90 days of opening; then 16.74%–25.74% variable. Balance-transfer fee: 3%, minimum $10.
- Regular APR
- 16.74%–25.74% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
No cash or points welcome bonus; introductory, low-rate, or credit-building terms are the primary new-account feature.
Offer last checked: 2026-09-04
Additional benefits
• No rewards focus
• introductory APR / financing card
• Introductory APR terms are available, subject to the application and card agreement.
Restrictions to know
No rewards are earned. Eligibility, balance-transfer timing, credit line, fees, and APR terms are governed by the issuer application and card agreement.
Who can apply
U.S. applicant of legal age; subject to Truist credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies