THE CARDTUNED DATABASE
Truist Enjoy Cash Credit Card
Issuer: Truist · Network: Visa
Choice of tiered cash-back rewards or unlimited 1.5% cash back, depending on selected rewards option
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 1.5% | Alternatively, select unlimited 1.5% cash back on eligible purchases where offered. |
| Eligible purchases | 1% | Unlimited — base rewards under the tiered rewards option. |
Additional benefits
• Choose the tiered cash-back rewards option described in current Truist terms.
• Alternatively, select unlimited 1.5% cash back on eligible purchases where offered.
Restrictions to know
Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.
Who can apply
U.S. applicant of legal age; subject to Truist credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies