THE CARDTUNED DATABASE
NAPA Credit Card
Issuer: Synchrony
6 months promotional financing on purchases of $199+ | 36-month/36,000-mile Peace of Mind Warranty extension on eligible repairs | Exclusive cardholder discounts
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — closed-loop or participating merchant network
- Intro APR
- No standard account-wide introductory APR; promotional financing may be available on qualifying purchases under the advertised terms.
- Regular APR
- Variable purchase APR; exact current rate is disclosed in the live application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• Six-month promotional financing on purchases of $199 or more
• Extend eligible Peace of Mind Warranty coverage to 36 months/36,000 miles
• Exclusive cardholder discounts
Restrictions to know
Accepted through the participating Synchrony Car Care merchant network. Six-month deferred-interest financing requires one eligible $199+ receipt; gas purchases are not eligible for promotional financing. Warranty extension applies only to qualifying repair services.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff