THE CARDTUNED DATABASE
H-D Visa Signature Card
Issuer: U.S. Bank · Network: Visa
3X points at H-D and gas stations; 2X at restaurants, bars, hotels and other lodging; 1X other eligible purchases; 1 point per mile for eligible H.O.G. members
- Annual fee
- $0
- Foreign transaction fee
- 5%
- Intro APR
- 0% introductory APR on purchases and balance transfers for 9 billing cycles; transfers must be made within 30 days
- Regular APR
- 17.49%–30.49% variable purchase and balance-transfer APR after the introductory period
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$100 H-D Gift Card value (10,000 points) after $500 in eligible purchases within 90 days
- Spending requirement
- $500 in eligible purchases
- Time window
- Within 90 days
Offer last checked: 2026-09-07
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Gas | 3X | points at H-D and gas stations |
| Dining & Hotels | 2X | at restaurants, bars, hotels and other lodging |
| Other purchases | 1X | other eligible purchases |
| Eligible purchases | 1 point | per mile for eligible H.O.G. members |
Additional benefits
• $100 H-D Gift Card value after $500 in eligible purchases within 90 days
Restrictions to know
The bonus requires $500 in eligible net purchases within 90 days; 10,000 points post after the qualifying period. Mileage rewards require an active H.O.G. membership and qualifying odometer readings and are capped at 50,000 points per calendar year. Merchant coding, account-good-standing rules and a three-year points-expiration rule apply. Balance transfers must be made within 30 days and carry the applicable transfer fee.
Who can apply
U.S. applicant; subject to U.S. Bank credit approval and identity verification. Active H.O.G. membership is required only for mileage-based rewards.
Credit profile: Issuer underwriting applies; no universal public score cutoff