THE CARDTUNED DATABASE
State Farm Good Neighbor Visa Card
Issuer: U.S. Bank · Network: Visa
No ongoing cash-back program publicly listed; card focuses on introductory financing and protection benefits
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% introductory APR on purchases and balance transfers for 18 billing cycles; transfers must be made within 60 days
- Regular APR
- 17.49%–27.49% variable purchase and balance-transfer APR after the introductory period
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
No separate cash welcome bonus; the primary new-account offer is the introductory APR
- Time window
- 18 billing cycles
Offer last checked: 2026-09-07
Additional benefits
• 0% introductory APR on purchases for 18 billing cycles
• 0% introductory APR on qualifying balance transfers for 18 billing cycles
• Auto-deductible reimbursement, cell-phone protection and purchase-security benefits
Restrictions to know
Balance transfers must be made within 60 days of account opening and carry a 5% fee with a $5 minimum. The introductory rate ends early only as provided in the card agreement. Protection benefits have use, purchase-count, payment and claim conditions; consult the current Guide to Benefits.
Who can apply
U.S. applicant; subject to U.S. Bank credit approval and identity verification.
Credit profile: Issuer underwriting applies; no universal public score cutoff