THE CARDTUNED DATABASE
Prime Business Card
Issuer: U.S. Bank · Network: Mastercard
5% at Amazon.com, Amazon Business, AWS, Whole Foods Market and prepaid U.S. Bank Travel Center bookings; 2% in the top three eligible non-Amazon categories; 1% other
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- None
- Regular APR
- 17.74%–29.74% variable purchase APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
At least $100 Amazon gift card or statement credit; exact offer and any spend/time requirement are shown at application
- Spending requirement
- Varies / shown at application
- Time window
- Varies / shown at application
Offer last checked: 2026-09-07
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Amazon & Whole Foods | 5% | at Amazon.com, Amazon Business, AWS, Whole Foods Market and prepaid U.S. Bank Travel Center bookings |
| Amazon | 2% | in the top three eligible non-Amazon categories |
| Other purchases | 1% | other Bonus-category caps and eligible merchant rules apply |
Additional benefits
• At least $100 Amazon gift card or statement credit; exact application offer applies
Restrictions to know
The Amazon-covered-site and top-three-category accelerated rates each apply to the first $150,000 in qualifying calendar-year purchases, then 1%. Top categories are determined each billing cycle by merchant category code. Rewards require an open account in good standing. The exact welcome-offer form, amount and any spend/time requirement are shown in the application; prior card accounts do not qualify.
Who can apply
Business applicant age 18+ with authority to bind the business; subject to U.S. Bank credit approval and identity verification. Eligible Prime membership is required for Prime Business reward rates.
Credit profile: Issuer underwriting applies; no universal public score cutoff