THE CARDTUNED DATABASE
FNBO Evergreen Rewards Visa
Issuer: FNBO · Network: Visa
Unlimited 2% cash back on eligible purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$200 (20,000 points) after $1,000 in purchases within the first 3 billing cycles
- Spending requirement
- $1,000
- Time window
- First 3 billing cycles after opening
Offer last checked: 2026-09-26
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 2% | Unlimited — cash back on eligible purchases |
Restrictions to know
Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.
Who can apply
U.S. applicant of legal age; subject to FNBO credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies