THE CARDTUNED DATABASE
FNBO Evergreen Business Edition Mastercard
Issuer: FNBO · Network: Mastercard
2 points/$1 on eligible purchases; points redeemable for cash at 1 cent each (2% equivalent)
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% purchase APR for 6 billing cycles; then 17.49%–28.24% variable
- Regular APR
- 17.49%–28.24% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
20,000 points ($200 cash equivalent) after $3,000 in eligible purchases in the first 3 billing cycles
- Spending requirement
- $3,000
- Time window
- First 3 billing cycles
- Published end date
- No public end date
Offer last checked: 2026-10-01
0% purchase APR for 6 billing cycles; then 17.49%–28.24% variable
- Time window
- 6 billing cycles
- Published end date
- No public end date
Offer last checked: 2026-10-01
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 2 points/$1 | on eligible purchases |
Additional benefits
• 2 points per $1 on eligible purchases; 2% equivalent cash redemption
• Annual bonus after $10,000 qualifying spend — 10,000 points (Account anniversary qualification period)
Restrictions to know
Eligible net purchases only; merchant coding, account standing and issuer program rules apply. Fees, interest, cash advances and balance transfers do not earn purchase rewards. Annual 10,000-point bonus requires $10,000 qualifying spend in the account anniversary qualification period; this is not a calendar-year period.
Who can apply
Eligible business, authorized applicant and required personal guarantees; issuer underwriting applies.
Credit profile: Not Public / issuer underwriting applies