THE CARDTUNED DATABASE
TJX Rewards Credit Card
Issuer: Synchrony · Network: Not Public
5 points per $1 at eligible TJX family stores, issued as $10 reward certificates for each 1,000 points
- Annual fee
- $0
- Foreign transaction fee
- Not publicly disclosed; see live application terms
- Intro APR
- No public introductory APR listed.
- Regular APR
- Variable purchase APR; exact current rate is disclosed in the live application.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
10% off the first eligible purchase made with a newly approved TJX Rewards account
- Spending requirement
- First eligible purchase with the new account
- Time window
- First eligible purchase; coupon terms apply
Offer last checked: 2026-09-09
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5 points | per $1 at eligible TJX family stores, issued as $10 reward certificates for each 1,000 points |
Additional benefits
• $10 reward certificate issued for each 1,000 points
• Rewards redeemable at participating TJX family stores
• Apple Pay support
Restrictions to know
The store card is limited to participating TJX family stores and websites; it is not the Mastercard version. The 10% first-purchase offer is one-time and subject to offer terms. Rewards certificates are issued after the account reaches at least 1,000 points. Returns and credits reduce rewards, and certificates follow redemption and expiration rules.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff