THE CARDTUNED DATABASE
TJX Rewards Platinum Mastercard
Issuer: Synchrony · Network: Mastercard
5% back in rewards at TJX family stores; 2% gas, grocery and restaurants; 1% other Mastercard purchases
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed.
- Regular APR
- Variable purchase APR; exact current rate is disclosed in the live application.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
10% off the first eligible purchase made with a newly approved TJX Rewards account
- Spending requirement
- First eligible purchase with the new account
- Time window
- First eligible purchase; coupon terms apply
Offer last checked: 2026-09-09
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5% | back in rewards at TJX family stores |
| Dining & Groceries & Gas | 2% | gas, grocery and restaurants |
| Eligible purchases | 1% | other Mastercard purchases |
Additional benefits
• Digital reward certificates after reaching 1,000 points
Restrictions to know
The 10% first-purchase offer is one-time and subject to the application offer terms. Rewards apply to eligible purchases and depend on merchant coding; returns and credits reduce points. Digital reward certificates are issued after the account reaches at least 1,000 points and follow redemption and expiration rules.
Who can apply
Subject to Synchrony credit approval and identity verification; applicants may receive the Mastercard or store-card version.
Credit profile: Issuer underwriting applies; no universal public score cutoff