THE CARDTUNED DATABASE
Sun Country Visa Signature Card
Issuer: Synchrony · Network: Visa
3 points per $1 on eligible Sun Country purchases, plus up to 2 additional points through the airline program; 2 points per $1 at gas stations and grocery stores; 1 point per $1 elsewhere
- Annual fee
- $89
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; verify the live application.
- Regular APR
- 20.14%, 24.14% or 28.14% variable purchase APR, based on creditworthiness
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
25,000 bonus points after $1,000 in purchases within the first 90 days
- Spending requirement
- $1,000 in purchases
- Time window
- Within the first 90 days
Offer last checked: 2026-09-08
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 3 points | per $1 on eligible Sun Country purchases, plus up to 2 additional points through the airline program |
| Groceries & Gas | 2 points | per $1 at gas stations and grocery stores |
| Eligible purchases | 1 point | per $1 elsewhere |
Additional benefits
• 25,000 bonus points after $1,000 in purchases within the first 90 days
• 10,000 anniversary points after $10,000 in purchases in each anniversary year
• No foreign transaction fee
Restrictions to know
The advertised 5X combines 3X card earnings with 2X airline-program earnings. The welcome bonus requires $1,000 in eligible purchases within 90 days. The anniversary bonus requires $10,000 in purchases during the 12 months after each account anniversary. Bag and seat discounts require eligible pre-flight purchases for the cardholder and one companion on the same itinerary. A $89 annual fee and optional $1.99 paper-statement fee apply.
Who can apply
Subject to Synchrony credit approval; a Sun Country Rewards account is required to receive and redeem card rewards.
Credit profile: Issuer underwriting applies; no universal public score cutoff