THE CARDTUNED DATABASE
REI Co-op Mastercard
Issuer: Capital One · Network: Mastercard
5% in rewards on REI Co-op purchases; 1.5% on other purchases
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- Variable purchase APR; exact rate is disclosed in the application and card agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5% | in rewards on REI Co-op purchases |
| Other purchases | 1.5% | on other purchases |
Restrictions to know
Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.
Who can apply
Subject to Capital One approval; REI Co-op membership terms apply to member rewards and co-brand benefits.
Credit profile: Not Public / issuer underwriting applies