THE CARDTUNED DATABASE
Prime Visa
Issuer: Chase · Network: Visa
5% back at Amazon.com, Audible.com, Whole Foods Market and Chase Travel with eligible Prime; 2% gas, restaurants and local transit/commuting; 1% other
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 18.74%–27.49% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$150 Amazon Gift Card instantly loaded upon approval with eligible Prime membership (verified Sep. 1, 2026)
- Spending requirement
- No spend required
- Time window
- Upon approval
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Amazon & Audible & Whole Foods | 5% | back at Amazon.com, Audible.com, Whole Foods Market and Chase Travel with eligible Prime |
| Dining & Gas & Transit | 2% | gas, restaurants and local transit/commuting |
| Other purchases | 1% | other |
Restrictions to know
Best 5% rate depends on maintaining eligible Prime membership.
Who can apply
Eligible Amazon Prime membership required for 5% rate.
Credit profile: Generally good to excellent credit positioning
Before you choose
Separate membership value from card value
Compare your eligible Amazon and Whole Foods purchases with a general online-shopping card. Include any membership requirement in the decision, especially if you would not otherwise keep that membership.
Use the reward rate that applies to your actual membership status and purchase type. Compare non-Amazon spending separately rather than applying the top rate to your whole budget.