THE CARDTUNED DATABASE
Mor Furniture Credit Card
Issuer: Synchrony · Network: Not Public
No traditional rewards; multiple promotional financing plans on qualifying Mor Furniture purchases
- Annual fee
- $0
- Foreign transaction fee
- Not publicly disclosed; see live application terms
- Intro APR
- Deferred-interest financing: 6 months on purchases from $1; 12 months on $999.99+; 18 months on $2,000+ in store. Other fixed-payment plans may be available.
- Regular APR
- 34.99% purchase APR for new accounts as of 2025-07-31
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Multiple current financing plans, including 6, 12 and 18 months deferred interest plus longer fixed-payment options
- Spending requirement
- $1+ for 6 months; $999.99+ for 12; $2,000+ in store for 18
- Time window
- Ongoing; plan availability may change
Offer last checked: 2026-09-09
Additional benefits
• 6-month deferred-interest financing with no stated minimum purchase
• 12-month deferred-interest financing on $999.99 or more
• 18-month deferred-interest financing on $2,000 or more in store
• 9.99% fixed APR financing for 60 months on qualifying purchases
• Longer equal-payment plans on qualifying in-store or mattress purchases
• Prequalification with no credit-score impact
Restrictions to know
Deferred-interest plans charge interest from the purchase date unless the promotional balance is paid in full by the deadline. Minimum-purchase thresholds, one-receipt requirements, store/channel restrictions and fixed monthly payments apply. The regular purchase APR is 34.99% for new accounts as of July 31, 2025.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff