THE CARDTUNED DATABASE
Merrick Bank Secured Credit Card
Issuer: Merrick Bank · Network: Visa
A secured card focused on building credit. Standard rewards are not specified.
- Annual fee
- $36
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR offer shown
- Regular APR
- 21.95% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• Security deposit from $200 to $3,000 establishes the initial credit line
• Visa acceptance for a secured credit-building account
• Account activity can support building credit history when managed responsibly
• Online account access and payment management
• Deposit-backed structure may provide access when unsecured approval is limited
Restrictions to know
$36 annual fee in the first year, then billed at $3 per month; no foreign transaction fee. The initial credit line equals the approved security deposit, from $200 to $3,000. No public reward or welcome bonus is shown.
Who can apply
Security deposit and issuer approval required
Credit profile: Building / Rebuilding