THE CARDTUNED DATABASE
Merrick Bank Credit Card
Issuer: Merrick Bank · Network: Mastercard
Rewards are not specified; this card focuses on credit access and credit-line increases.
- Annual fee
- $0 advertised offer; other offers vary
- Foreign transaction fee
- See offer materials
- Intro APR
- No public introductory APR offer shown
- Regular APR
- Offer-specific; disclosed in the offer materials and cardmember agreement
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• Automatic and regular account reviews for possible credit-line increases
• Free monthly FICO Score access
• Online prequalification or invitation-based application path
• Mastercard acceptance for everyday purchases
• Account-management tools focused on building credit history
Restrictions to know
The current advertised Merrick Bank Credit Card offer lists a $0 annual fee; other invitation or prequalification offers can have different fees. Approval, credit limit, APR, annual fee and other pricing are offer-specific and appear in the applicant’s offer materials and cardmember agreement. A credit-line increase is not guaranteed and depends on qualification and account history.
Who can apply
Invitation/prequalification or public application as available; issuer approval required
Credit profile: Poor–Fair / Building