THE CARDTUNED DATABASE
Golden 1 Member First Card
Issuer: Golden 1 Credit Union · Network: Visa
No rewards
- Annual fee
- $0
- Foreign transaction fee
- Up to 1%
- Intro APR
- No public introductory APR offer shown
- Regular APR
- Variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• Credit-building card for eligible Golden 1 members
• Visa acceptance and cardholder protections
• Zero fraud liability for qualifying unauthorized transactions
• Online and mobile account-management access
• Savings-secured structure supports establishing credit history
Restrictions to know
This card does not earn rewards. A pledged savings balance may secure the account and terms depend on approval. Balance transfers and cash advances cost the greater of $5 or 3%; foreign transactions cost up to 1%. New credit is generally limited to California residents, subject to stated military exceptions.
Who can apply
Golden 1 membership and California eligibility apply.
Credit profile: Not Public / issuer underwriting applies