THE CARDTUNED DATABASE
Credit One Bank Wander American Express Card
Issuer: Credit One Bank · Network: American Express
10% cash back on eligible hotel and car rentals booked through the issuer travel portal; 5% on eligible dining, gas and travel; 1% on other eligible purchases
- Annual fee
- $95
- Foreign transaction fee
- See current application terms
- Intro APR
- No public introductory APR listed.
- Regular APR
- 29.74% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Hotels & Car rentals | 10% | cash back on eligible hotel and car rentals booked through the issuer travel portal |
| Dining & Gas | 5% | on eligible dining, gas and travel |
| Other purchases | 1% | on other eligible purchases |
Additional benefits
• American Express travel and retail protections
• Prequalification available without affecting the initial credit check
Restrictions to know
The 10% rate requires eligible hotel or car-rental bookings through the issuer travel portal. The 5% rate depends on merchant category coding. Returns, credits, cash advances, fees, interest and cash-equivalent transactions do not earn rewards.
Who can apply
Public prequalification available; final approval and pricing depend on creditworthiness.
Credit profile: Fair–Good