THE CARDTUNED DATABASE
BMO Platinum Credit Card
Issuer: BMO · Network: Mastercard
No ongoing rewards program published
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% purchases for 15 months; 0% balance transfers for 15 months from first transfer, for transfers within 90 days; 5% transfer fee, minimum $10
- Regular APR
- 16.49%–26.49% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
0% purchase APR for 15 months and qualifying balance transfers for 15 months; then 16.49%–26.49% variable
- Spending requirement
- Transfers within 90 days of opening
- Time window
- 15 months
- Published end date
- No public end date
Offer last checked: 2026-10-01
Additional benefits
• Cell phone protection after paying the monthly phone bill with the card — Up to $400 per claim (2 claims; $600 total per 12 months)
• Access to BMO CreditView credit monitoring
Restrictions to know
Introductory transfer timing and fees apply; phone coverage requires the monthly phone bill to be paid with the card.
Who can apply
U.S. applicant of legal age; subject to identity, income and issuer credit approval.
Credit profile: Not Public / issuer underwriting applies