THE CARDTUNED DATABASE
Amazon Store Card
Issuer: Synchrony
Eligible Prime members earn 5% back at Amazon.com and Whole Foods Market, or may choose qualifying 0% APR financing instead
- Annual fee
- $0
- Foreign transaction fee
- Not applicable — closed-loop/store account
- Intro APR
- 0% APR equal-payment financing may be available on qualifying purchases; term and minimum purchase vary
- Regular APR
- Variable purchase APR; exact current rate is disclosed in the live application and account agreement.
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
Amazon Gift Card upon approval; the amount varies and is displayed in the current application
- Spending requirement
- No purchase required
- Time window
- Upon approval
Offer last checked: 2026-09-09
Additional benefits
• Amazon Gift Card upon approval; current amount shown in application
• Eligible Prime members earn 5% back at Amazon.com
• Eligible Prime members earn 5% back at Whole Foods Market with required in-store identification
• Qualifying purchases may use 0% APR equal-payment financing instead
Restrictions to know
Prime rewards require an eligible Prime membership linked to the account. Rewards and promotional financing generally cannot both apply to the same purchase. The gift-card amount and financing term are application- or purchase-specific. The Store Card is not a general-purpose card.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff