THE CARDTUNED DATABASE
Tilt Essentials
Issuer: Tilt / WebBank · Network: Not Public
1% cash back on every purchase; 3% gas and groceries when AutoPay is on; additional 1%–10% at select merchants
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 29.99% variable (verified Aug. 31, 2026)
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
No standard welcome bonus recorded; verify exact prequalified offer
- Spending requirement
- Not publicly disclosed
- Time window
- Not publicly disclosed
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 1% | cash back on every purchase |
| Groceries & Gas | 3% | gas and groceries when AutoPay is on |
Additional benefits
• additional 1%–10% at select merchants
Restrictions to know
Prequalification considers applicants for multiple Tilt cards; exact product offered matters. Full application can involve hard pull.
Who can apply
No security deposit or credit history required per current issuer marketing; bank linking may support underwriting.
Credit profile: Alternative underwriting / new-to-credit positioning