THE CARDTUNED DATABASE
TD Cash Credit Card
Issuer: TD Bank · Network: Not Public
3% and 2% in customizable eligible categories; 1% other purchases
- Annual fee
- $0
- Foreign transaction fee
- 3%
- Intro APR
- 0% purchases for 12 billing cycles; 0% qualifying balance transfers for 15 billing cycles under current offer
- Regular APR
- 18.49%–28.49% variable after intro period
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$200 after $1,000 in purchases within 90 days (verified Sep. 1, 2026)
- Spending requirement
- $1,000 in purchases
- Time window
- within 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 3% | and 2% in customizable eligible categories |
| Other purchases | 1% | other purchases |
Additional benefits
• Introductory APR terms are available, subject to the application and card agreement.
Restrictions to know
Rewards apply to eligible net purchases only. Merchant coding controls bonus categories; returns, fees, interest, cash advances, balance transfers, and cash-like transactions do not earn rewards. Offer eligibility, category caps, and redemption values follow issuer terms.
Who can apply
U.S. applicant of legal age; subject to TD Bank credit approval, identity and income verification, and current product/application rules.
Credit profile: Not Public / issuer underwriting applies