THE CARDTUNED DATABASE
SouthState Max Cash Preferred Card

Issuer: SouthState Bank · Network: Visa
5% cash back in two chosen categories on first $2,000 combined quarterly; 2% in one everyday category; 1% elsewhere
- Annual fee
- $0
- Foreign transaction fee
- Not publicly disclosed; see live application terms
- Intro APR
- 0% APR for first 12 billing cycles on purchases; qualifying transfers
- Regular APR
- 17.74%–27.99% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$150 after $500 in purchases within 90 days
- Spending requirement
- $500 in purchases
- Time window
- within 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5% | cash back in two chosen categories on first $2,000 combined quarterly |
| Eligible purchases | 2% | in one everyday category |
| Eligible purchases | 1% | elsewhere |
Additional benefits
• $150 after $500 in purchases within 90 days
• 0% purchase APR for 12 billing cycles
Restrictions to know
Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant category coding and the issuer’s rewards-program rules determine bonus eligibility. The earning cap and reset period stated in the rewards terms apply; purchases above the cap earn only the applicable base rate. The introductory APR offer (0% APR for first 12 billing cycles on purchases; qualifying transfers) applies only to the stated transaction types and period; transfer timing, transfer fees and the subsequent ongoing APR may apply. The ongoing rate is 17.74%–27.99% variable APR and may change as described in the card agreement.
Who can apply
Issued by Elan Financial Services; SouthState eligibility applies.
Credit profile: Not Public / issuer underwriting applies