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THE CARDTUNED DATABASE

SouthState Max Cash Preferred Card

SouthState Max Cash Preferred Card credit card

Issuer: SouthState Bank · Network: Visa

5% cash back in two chosen categories on first $2,000 combined quarterly; 2% in one everyday category; 1% elsewhere

Annual fee
$0
Foreign transaction fee
Not publicly disclosed; see live application terms
Intro APR
0% APR for first 12 billing cycles on purchases; qualifying transfers
Regular APR
17.74%–27.99% variable APR

Full card review date:

This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.

See official terms ↗

Current offer

$150 after $500 in purchases within 90 days

Spending requirement
$500 in purchases
Time window
within 90 days

Offer last checked: 2026-09-04

Earning rates

Scroll the table horizontally on smaller screens.

CategoryRateEligible purchases and conditions
Eligible purchases5%

cash back in two chosen categories on first $2,000 combined quarterly

Eligible purchases2%

in one everyday category

Eligible purchases1%

elsewhere

Additional benefits

• $150 after $500 in purchases within 90 days
• 0% purchase APR for 12 billing cycles

Restrictions to know

Rewards apply only to eligible net purchases; returns, credits, balance transfers, cash advances, fees, interest and cash-equivalent transactions do not earn rewards. Merchant category coding and the issuer’s rewards-program rules determine bonus eligibility. The earning cap and reset period stated in the rewards terms apply; purchases above the cap earn only the applicable base rate. The introductory APR offer (0% APR for first 12 billing cycles on purchases; qualifying transfers) applies only to the stated transaction types and period; transfer timing, transfer fees and the subsequent ongoing APR may apply. The ongoing rate is 17.74%–27.99% variable APR and may change as described in the card agreement.

Who can apply

Issued by Elan Financial Services; SouthState eligibility applies.

Credit profile: Not Public / issuer underwriting applies