THE CARDTUNED DATABASE
SDFCU Premium Cash Back+ Visa Signature
Issuer: State Department Federal Credit Union · Network: Visa
2% cash back on qualifying purchases
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR offer shown
- Regular APR
- APR as low as 12.74%
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
$200 cash bonus after $3,000 in purchases within 90 days
- Spending requirement
- $3,000 in purchases
- Time window
- within 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 2% | cash back on qualifying purchases |
Additional benefits
• $200 bonus after $3,000 in eligible purchases within 90 days
• APR publicly listed as low as 12.74%
• Visa Signature benefits
• Cash-back rewards for everyday spend
Restrictions to know
The $200 bonus requires $3,000 in eligible purchases within 90 days of enrollment; exclusions and account-good-standing requirements apply. Cash back is based on qualifying net purchases. SDFCU membership and credit approval are required, and the final APR depends on creditworthiness.
Who can apply
SDFCU membership required.
Credit profile: Not Public / issuer underwriting applies