THE CARDTUNED DATABASE
Regions Explore Visa Credit Card
Issuer: Regions Bank · Network: Visa
Secured credit-building card
- Annual fee
- $29
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR listed; promotional terms, if any, are disclosed in the application.
- Regular APR
- 26.49% variable APR for purchases and balance transfers
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Additional benefits
• Designed to build positive credit history through responsible use.
• Earn cash back at select retailers by activating eligible Regions Offers in online or mobile banking.
• Security deposit is held in an interest-bearing Explore Card Savings Account and may be refunded after periodic review.
• No foreign transaction fee.
• Regions LockIt controls, suspicious-activity alerts, Visa Zero Liability, and digital-wallet support.
• Visa benefits include Travel and Emergency Assistance, Auto Rental Collision Damage Waiver, Extended Warranty, and Purchase Security.
Restrictions to know
Requires an Explore Card Savings Account with a $250 minimum opening deposit; the secured savings balance serves as collateral and generally cannot be withdrawn while the card is open. Annual fee is $29. Cash back is limited to select Regions Offers that must be activated. Purchase and balance-transfer APR is 26.49% variable. Regions may periodically review the account for deposit return, but graduation/refund is not guaranteed or immediate.
Who can apply
Subject to Regions approval; secured account requires an Explore Card Savings account with at least $250 pledged as collateral.
Credit profile: Not Public / issuer underwriting applies