THE CARDTUNED DATABASE
Huntington Cashback Credit Card
Issuer: Huntington Bank · Network: Mastercard
Unlimited 1.5% cash back on every purchase
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- 0% for 12 months on qualifying balance transfers
- Regular APR
- 15.49%–27.49% variable
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
0% intro APR for 12 months on balance transfers made in the first 90 days
- Spending requirement
- Not applicable — balance-transfer/purchase APR promotion
- Time window
- the first 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 1.5% | Unlimited — cash back on every purchase |
Additional benefits
• $0 foreign-transaction fee
• 0% intro APR for 12 months on qualifying balance transfers made in the first 90 days
• World Elite Mastercard benefits
• Flexible cash-back redemption through Huntington
Restrictions to know
The 0% intro APR applies only to qualifying balance transfers made within the first 90 days and lasts 12 months; afterward the 15.49%–27.49% variable APR applies. Balance-transfer fee is the greater of $10 or 3%. Rewards apply to eligible net purchases.
Who can apply
Online application subject to issuer service area and approval
Credit profile: Good–Excellent