THE CARDTUNED DATABASE
Hancock Whitney Visa Platinum Credit Card
Issuer: Hancock Whitney Bank · Network: Visa
1.5 points per $1 on eligible purchases, redeemable for 1.5% cash back
- Annual fee
- $0
- Foreign transaction fee
- Not publicly disclosed; see live application terms
- Intro APR
- 0% APR on eligible purchases and balance transfers for first 12 billing cycles
- Regular APR
- 17.49%–27.49% variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
20,000 points after $1,000 in eligible purchases within 90 days
- Spending requirement
- $1,000 in eligible purchases
- Time window
- within 90 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 1.5 points | per $1 on eligible purchases, redeemable for 1.5% cash back |
Additional benefits
• 20,000-point welcome bonus after qualifying spend
• Points can be redeemed for cash back, travel, gift cards or merchandise
• 0% introductory APR for 12 billing cycles
• Visa purchase and fraud protections
Restrictions to know
Bonus requires $1,000 in eligible purchases within 90 days; returns and credits reduce qualifying spend. Intro APR applies to eligible purchases and balance transfers for 12 billing cycles, after which the 17.49%–27.49% variable APR applies. Reward eligibility and redemption values follow Points Plus program rules.
Who can apply
Regional eligibility and underwriting apply.
Credit profile: Not Public / issuer underwriting applies