THE CARDTUNED DATABASE
Fleet Farm Credit Card
Issuer: Synchrony · Network: Varies
5% back in Fleet Rewards on qualifying Fleet Farm purchases; $5 reward for every $100 in qualifying spend; 6-month deferred-interest financing on in-store purchases of $299+
- Annual fee
- $0
- Foreign transaction fee
- Varies by card version; see live application terms
- Intro APR
- No interest if paid in full within 6 months on qualifying in-store purchases of $299+
- Regular APR
- Store card: 33.24% variable APR; Visa: 22.24% or 33.24% variable APR, based on creditworthiness
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Earning rates
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| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Eligible purchases | 5% | back in Fleet Rewards on qualifying Fleet Farm purchases |
Additional benefits
• $5 reward for every $100 in qualifying Fleet Farm spend
• No interest if paid in full within 6 months on qualifying $299+ in-store purchases
• Two free tire rotations each year
• Birthday rewards and cardholder offers
Restrictions to know
Available as a Fleet Rewards private-label card or Fleet Rewards Visa, so the network depends on the approved version. The Visa has no foreign transaction fee. The 6-month $299+ offer is deferred interest and cannot be combined with the 10% new-account discount; minimum payments are required. Product, service and brand exclusions apply to rewards.
Who can apply
Subject to Synchrony credit approval and identity verification; U.S. application and product-specific requirements apply.
Credit profile: Issuer underwriting applies; no universal public score cutoff