THE CARDTUNED DATABASE
First Tech Choice Rewards World Mastercard
Issuer: First Tech Federal Credit Union · Network: Mastercard
2 points per $1 on gas, groceries and household goods; 1 point per $1 elsewhere
- Annual fee
- $0
- Foreign transaction fee
- $0
- Intro APR
- No public introductory APR offer shown
- Regular APR
- Variable APR
Full card review date:
This date covers the full card review. Individual terms may have been checked separately afterward; see dates noted in the terms and offer below.
Current offer
20,000 points after $3,000 in purchases within 60 days
- Spending requirement
- $3,000 in purchases
- Time window
- within 60 days
Offer last checked: 2026-09-04
Earning rates
Scroll the table horizontally on smaller screens.
| Category | Rate | Eligible purchases and conditions |
|---|---|---|
| Groceries & Gas | 2 points | per $1 on gas, groceries and household goods |
| Eligible purchases | 1 point | per $1 elsewhere |
Additional benefits
• 20,000 bonus points after $3,000 in purchases within 60 days
• World Mastercard benefits
Restrictions to know
The $3,000 qualifying purchase total must post within 60 days of account opening; bonus points post on the second statement after qualification. Merchant coding controls 2X eligibility. Returns, balance transfers, fees, cash advances and cash-equivalent purchases do not earn points. Membership and credit approval are required.
Who can apply
First Tech membership required.
Credit profile: Not Public / issuer underwriting applies